Eye On Modesto

Thoughts and observations about Modesto and Stanislaus County

Archive for the tag “insurance”

What Do You Want Your Elected Representatives To Be Working On?

By EOM Contributor

We have so many important issues facing this country right now…what do you believe your politicians should be concentrating on?

What comes to my mind first is access to health care, including birth control.  Access to affordable birth control reduces the number of abortions performed and we can all agree that is a good thing.  The Affordable Care Act (Obamacare) has many important parts.  First of all, being a woman is no longer a pre-existing condition!  The ACA prevents insurers from charging women more for insurance than men.  In some states, women were actually paying up to 70% more for insurance coverage than men.  The ACA prevents insurers from denying coverage for a pre-existing condition (diabetes, high blood pressure…).  The ACA also prevents insurers from dropping your coverage if you are diagnosed with a condition such as diabetes or cancer.  These are all good things.  There may be some kinks to work out, but the ACA is a valiant attempt to provide millions of Americans with access to health care.

English: President Barack Obama's signature on...

What has Congress done since President Obama was re-elected?  They have voted 37 TIMES TO REPEAL OBAMACARE!  37 times at a cost of $50 million dollars!  Money well-spent, wouldn’t you agree?  Remember Einstein’s definition of insanity?  Doing the same thing over and over and over and expecting a different result.  Yes, our elected representatives are officially insane!

Other issues that need our attention are job creation, tax parity,  immigration reform, equal pay for equal work,  the on-going violence against women in our society (and our military where our female soldiers need not fear being raped by the enemy, but do need to fear being raped by their fellow soldiers and commanding officers), and discrimination in housing and the workplace (women can be fired and evicted for being victims of domestic violence, and gays can be fired for being gay),  and investment in our infrastructure (repairs of bridges and roads which would make travel safer and create jobs), just to name a few.

But what have they actually done?  Well, I’ve mentioned the 37 failed votes to repeal the ACA.  In addition to that, state by state women are losing their rights to determine what will happen with their own bodies (male politicians believing they know more about our health than women and physicians do).   The House just approved a bill that would eliminate overtime pay.  Republicans want to raise the student loan interest rate to 8.5%, more than Wall Street Banks pay.  Now what would be the effect of these things?  Students graduating from college will be saddled with even greater debt.  I don’t see how that helps us.  Women facing an unplanned pregnancy will be forced to have children they can’t afford to care for.  Employees working more than 40 hours a week will get compensatory time, but at a rate of one hour to one hour, instead of pay at a rate of time and one half.  Most people work overtime for the pay, not for more time off.  I’m not seeing how that will help low-income families or anyone, for that matter.

Contact your elected representatives.  Tell them to stop passing bills that only harm us and do something that actually helps us!  And stop focusing on the reproductive lives of women!  

Obama’s Affordable Health Care Act Upheld By Supreme Court

By Gaetana Drake

We’ve all heard by now that the Supreme Court gave a 5-4 ruling in favor of the Affordable Health Care Act.

I’d like to point out some very positive aspects to the plan.  Young adults who are over the age of 19 can stay on their parent’s insurance.  This effects millions of college age people in the country, who are struggling to go to school and find jobs at the same time.

A person can’t be denied coverage because of a pre-existing condition such as diabetes or high blood pressure.

Your current insurance cannot drop you if you become ill.

There is no longer a lifetime maximum coverage amount.  Most policies were limited to $1,000,000 of lifetime coverage, which could easily be wiped out by cancer treatments or care for chronic conditions.

And the best part of all….it will be illegal to charge a woman more for insurance than a man.  Some states actually allowed insurances to charge a woman up to 80% more for insurance coverage.   President Obama has made it illegal for insurances to consider having a uterus a “pre-existing” condition and charging more for coverage.

Several studies have suggested that passing this law will actually result in lower insurance premiums.  This is what happened in Massachusetts when then-Governor Romney mandated that everyone purchase insurance.  97% of the citizens of Massachusetts have coverage and the average cost of premiums declined.

Some people are concerned about the tax penalty for not purchasing insurance.  The plan calls for a $150 tax penalty in 2014, if you have not purchased insurance, with the penalty going higher each year, to a maximum of $695.  However, there are no “teeth” to this penalty.  The plan specifically says that if you fail to purchase insurance and do not pay the penalty, there will be no liens on your tax return, or your property.  The prospect of a penalty simply encourages people to purchase insurance.

All in all, the Affordable Health Care Act will be beneficial to millions of American citizens.  The Supreme Court was right on this one.

Are Your Mothers, Wives, Sisters and Daughters all “Sluts and Prostitutes”?

By EOM Staff

According to Rush Limbaugh, Sandra Fluke is a “slut and a prostitute.”  Ms. Fluke is a University of Georgetown law student, who recently gave testimony about contraception.  Ms. Fluke was denied the opportunity to testify before the Congressional panel formed to discuss contraception, because it was deemed she was “unqualified.”  This determination was made, of course, by a man.  So, Ms. Fluke gave her testimony to an unofficial group of politicians, and Mr. Limbaugh jumped right into the fray.

Because Ms. Fluke thinks contraception is basic heath care for women, and feels that it should be covered by insurance, Mr. Limbaugh has declared that she is a “slut and a prostitute.”  He has also said that “she wants to be paid to have sex.”  I’m completely confused as to how he came to believe that.  He seems to think that she wants taxpayers to pay for contraception, when what she was requesting was that insurance cover contraception.  His next comment was that “if she wants us to pay for her birth control pills, we want something in return.  We want her to put the video of her having sex on the Internet so we can all enjoy it.”  Makes you wonder what kind of porn collection Mr. Limbaugh might have, doesn’t it?

And the great Mr. Limbaugh doesn’t have a clue how the pill works.  He has said for three days that Ms. Fluke and Georgetown coeds “are having SO MUCH SEX they can’t afford all their birth control pills.”  Here’s a biology lesson for you, Mr. Limbaugh – women on the pill take one pill each day of the month, whether they are going to have sex or not.  They don’t take one pill for each sexual experience.  If they are going to have sex fifty times in one day, they just take ONE PILL.  If they aren’t going to have sex that day, they still take a pill.

Now, some people don’t understand how expensive the pill is.  The average American woman spends 30 years trying to prevent pregnancy.  The pill is the most commonly used and most effective form of birth control.  Without insurance coverage, a woman would spend $67,000 over those 30 years, on birth control pills.  That’s a hugh expense that occurs month after month after month, when you are trying to feed and clothe your children, buy a home for them, or save for their college education.  Low-income women can go to Planned Parenthood for their birth control pills, but remember, the Republicans are trying to defund Plannd Parenthood.

Republicans are suggesting that insurance coverage should not include contraception.  Think about it….you pay a monthly premium for your medical insurance….your medical insurance coverage prescription drugs….birth control pills are prescription drugs.  What could possibly be wrong about expecting your insurance to cover your birth control?  After all, it is a basic health care need for women of reproductive age.  Insurances cover that little blue magic pill (Viagra) that men love so much.  See the lack of logic here?  Cover the pill that helps men function sexually, but don’t cover the pill that helps the women they have sex with prevent pregnancy.

Fortunately, Mr. Limbaugh is not in an elected position.  But it’s downright scary that men such as he are out there spouting their hatred of woman, and they don’t understand how the pill works.  By the way, Mr. Limbaugh recently married for the FOURTH time.  He is 59 years old.  His wife is half his age.  Which puts her right in the midst of her reproductive years.  Funny how Mr. Limbaugh is on his fourth marriage, but has no children.  Is he impotent?  Is he sterile?  Is that why he hates women so much?  Or have all of his wives been “SLUTS AND PROSTITUTES” who used birth control?

Unfortunately, Mitt Romney, who would like to be President, seems to have the same misunderstanding of how the pill works that Mr. Limbaugh has.  Mr. Romney has said that if he were President, he would sign an amendment to the Constitution of the United States, declaring a fertilized egg to be a person.  That would effectively eliminate hormonal birth control (IUDs and the pill) because they don’t prevent fertilization, they prevent the fertilized egg from implanting itself in the lining of the uterus.

At a recent speech, a young woman in the audience asked Mr. Romney if he believed a fertilized egg was a person.  He responded that he did.  She then asked why he was against birth control, and he said he wasn’t.  You can’t have it both ways, Mr. Romney.  Learn how birth control pills work before you go making executive decisions that affect approximately 62 MILLION AMERICAN WOMEN.  According to the Guttmacher Institute, that’s how many American women are in their reproductive years right now.

So, women of America…..do you feel like a slut and a prostitute because you have used contraception?  Mr. Limbaugh thinks you are.  And Mr. Romney, who would like to be your President, doesn’t have a clue how the pill works.  Scary, isn’t it?

GET OUT THE VOTE – OBAMA 2012!!!

Should Your Boss Control Your Access To Medical Care?

In a radical response to President Obama’s desire to make birth control readily available to any woman who wants it, Republican Senator Roy Blunt has proposed letting any employer deny coverage for any health care treatment to which they claim a religious or moral objection.  Not just a well-documented religious objection, such as birth control for Catholic women, but a MORAL objection.  This means your boss could impose his morals on your access to health care.

Your employer could choose to deny coverage for contraception, HIV treatment, vaccination, substance-abuse/alcohol counseling, blood transfusions, prenatal care for unmarried woman, or even mental illness.  Is this the answer to our problems?  Let our bosses decide what medical treatment we should have access to?

More on the War on Women….

Remember in 1960 when so many people were upset that John Kennedy, if elected, would be controlled by the Vatican?  Their fears were unfounded.  Ironic, that now so many people are upset that our current president refuses to be controlled by the Vatican, isn’t it?

The state of Virginia’s republican super-majority has passed two of the most restrictive anti-abortion bills in the country. These bills will now to go to the Senate.  One bill declares a fertilized egg a person.  The egg is fertilized prior to implanting itself in the uterus.  Implantation is when medical science considers a woman to be pregnant.  Many eggs are fertilized, but never implant themselves, are these to be considered people, too?

The second bill requires a woman wishing to obtain an abortion to undergo a “transvaginal ultrasound” prior to having the abortion done.  This is a medically unnecessary and painful, invasive procedure.  Who will be forced to pay for this procedure?  The low-income woman?  The insurance company that doesn’t want to pay for medically unnecessary procedures?

The GOP is outraged that President Obama wants to require insurances to cover birth control.  They say it is an intrusion by government into our personal lives.  I can’t think of anything more intrusive than a woman having to put her feet into the stirrups, a doctor inserting a probe into her vagina, pushing it through her cervix and into her uterus.  But the GOP in Virginia is going to try to require this.  This is the (supposedly less intrusive) government telling both a woman and a physician what they have to do before the woman can choose to have a legal procedure done.

The republican controlled House and Senate in Virginia has also declared that the state has no business urging young girls to be vaccinated (HPV) against a virus that can later cause cancer, but they have no problem with the state telling women and physicians what they HAVE to do.  Am I the only one who sees the hypocrisy here?

Del. Todd Gilbert had to apologize for his remark concerning abortions, that “in the vast majority of these cases, these are matters of lifestyle convenience.”

I have known a few woman that had abortions.  They each had their own individual reasons.  They did not make the decision lightly.  And not one of them did it for “lifestyle convenience”.

 

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